Do I need a Public Adjuster?

learn more about When You need help on your claim

Eric Pilipchuk /// 08/17/2023

Has it been over 30 days since you filed a claim with no settlement from your insurance company? If so, you may need help. Read below to understand when and why involving a public adjusting firm might be the right choice for your claim.

When do You call for more help?

Wondering if your situation calls for a public adjuster’s expertise? Here are some scenarios to consider:

  • Delayed Settlement: If more than 30 days have passed since you filed the claim and there’s been no fair settlement, it’s time to explore other options.

  • Lack of Response: If over 20 days have gone by since you requested action from the insurance carrier and received no response, a public adjuster can help expedite matters.

  • Communication Barriers: If the insurance adjuster is unwilling to discuss specific items or damages, a public adjuster can bridge the gap and advocate for your needs.

  • Exclusion Without Explanation: If the insurance company has declined coverage for certain items without providing a denial letter explaining policy language, a public adjuster can fight for clarity.

Why Involve a Public Adjuster?

Engaging a public adjuster can significantly benefit your claim in the following ways:

  • Swift Settlement: With a public adjuster’s expertise, your claim is more likely to be settled promptly, saving you from prolonged waiting.

  • Enhanced Settlement: Public adjusters often secure larger settlements due to their negotiation skills and deep understanding of policy terms.

  • Comprehensive Settlement: A public adjuster’s thorough approach ensures that all claimable items are included in the settlement, leaving no stone unturned.

In Conclusion:

Navigating insurance claims can be challenging, especially when faced with delayed responses, unclear denials, or communication barriers. If you find yourself in such a situation, a public adjusting agency can be your advocate, streamlining the process and securing a favorable settlement. Don’t let a stalled claim hold you back – reach out to us for expert assistance on whether you need a public adjuster to guide you through the process.

If you’re uncertain about involving a public adjuster for your claim, contact us today for personalized advice.

About the Author: 

Eric Pilipchuk

Superior Public Adjusting

eric@superiorpublicadjusting.com